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Professional Indemnity Insurance
(Available Across all EU Member States)
Professional Indemnity Insurance
If your client provides a service, advice, consultancy, design, plans or specifications, or
if they handle confidential or sensitive information, they will need professional indemnity
insurance. Also known as Professional Liability Insurance.
Policies are underwritten by A - rated capacity
providers*.
Risk Appetite
- Architects
- Accountants
- Design & Construction
- Engineers
- Insurance Brokers
- Marketing & Media
- Miscellaneous
- Property Professionals
- Publishers & Broadcasters
- Technology
& others (for a full list please contact us).

Medical Malpractice and Healthcare
(available across all EU member States)
The Carisma Healthcare and Life Science team will find a solution for all types of organizations, including:
HEALTHCARE
- Healthcare systems, hospitals & community hospitals
- Clinics, rehab clinics & surgicenters
- Correctional institutions
- Home healthcare
- Long term care & nursing homes (skilled, assisted and independent living)
- Universities, colleges & teaching institutions
- Doctor & physician groups
- Associations of medical professionals and affinity groups
- Miscellaneous healthcare, such as; – Ambulance and repatriation companies – Diagnostic and scanning companies – Pathology laboratories – Blood, tissue, organ & eye banks, staffing agencies – Allied healthcare, medical spas, fitness centres – Managed care organizations
Healthcare
- Medical malpractice, professional indemnity & long term care liability
- Reinsurance for mutuals, captives & risk retention groups
- Managed care & medical billings errors & omissions
- Terrorism & cyber risk liability
LIFE SCIENCE
- Manufacturers and distributors of: – Pharmaceuticals – Medical devices (implantable and non-implantable) – Biotech products – Nutraceuticals
- Clinical research organizations• Research and development companies
- Academic research institutions• Any company involved in any aspect of the life science industry
- Global clinical trials liability
- Products liability
- Products guarantee and recall
- Reputational harm
- Intellectual property rights

Construction bonds and Surety
Current Countries available to quote include in Poland, Hungary, Netherlands , Germany & Austria
More information coming soon…
At London Market Capacity So

Motor Portfolios
Motor Portfolios
We are interested in quoting large fleet business or large motor portfolios held by our broker network.
Cover sourcing available for all vehicle types – vans, HGVs, trucks, cars, coaches, buses, or any combination of these
We work closely with European brokers and our providers to offer cover to motor fleets in the EU for their legal liabilities to others (MTPL) , as well as own damage (CASCO), if required.